noun
chip card, smartcard
B1
Chipkarte: feminine noun meaning chip card or smartcard used for electronic identification, payment, or access (e.g., bank cards, ID cards). Plural: Chipkarten. Declines as a die-noun (Genitive plural der Chipkarten). No irregular plural; often appears in compounds like Bankchipkarte or Geldkarte.
Examples
Die Chipkarte der Firma dient auch als Zugangsausweis.
The company's smartcard also serves as an access badge.
Zum Öffnen der Tür benötigen Sie eine Chipkarte.
You need a chip card to open the door.
Zum Einsteigen in den Bus brauchen Sie eine gültige Chipkarte.
To get on the bus you need a valid chip card.
Details
Mnemonics
Picture a plastic card with a small embedded chip glinting in the light.
Think 'chip' + 'card' in English — identical idea helps recall meaning quickly.
die Chipkarte — remember that many -karte nouns are feminine (die Karte).
Notes
Chipkarte refers to cards with an embedded chip used for transport, payment, or access. Synonymous with 'SMART card' in many contexts; regional usage may prefer 'Chipkarte' or 'Smartcard'.