noun
current account, checking account
B1
Girokonto: 'current account' or 'checking account' at a bank used for everyday payments, salaries and transfers. Neuter noun (das Girokonto) with plural Girokonten. Genitive singular: des Girokontos. Common in Germany; often paired with an EC-/debit card and online banking for direct debits and standing orders.
Examples
Ich habe mein Gehalt auf mein Girokonto überwiesen bekommen.
My salary was paid into my current account.
In den USA nennt man ein Girokonto oft 'checking account'.
In the US, a Girokonto is often called a checking account.
Ich habe ein Girokonto bei einer Online-Bank eröffnet.
I have opened a checking account with an online bank.
Details
Mnemonics
Picture a bank card with the words 'Girokonto' printed on it and a check mark for everyday payments.
das — think of 'das Konto' (account) which is neuter, so 'das Girokonto'.
Notes
A Girokonto is a standard bank account for everyday transactions (direct deposits, payments, transfers). In English, 'current account' is common in Britain and 'checking account' in the US.